Opinion handed down May 26, 2015
After leaving a friend's party at a bar, Daniel Minden (“Daniel”) was knocked airborne and run over by a vehicle driven by Curtis Lammert and later died from those injuries.[1] His children (“Minden”) brought claims against the bar. Atain Specialty Insurance Co. (“Atain”), the bar's insurer, failed to participate in the mediation between the Mindens and the bar, which ultimately resulted in a settlement and consent judgment and an assignment of claims against Atain from the bar to the Mindens.[2] The Mindens brought suit against Atain in federal district court and on motions for summary judgment, succeeded on their equitable garnishment claim, but their vexatious refusal claim was rejected.[3] On appeal, the U.S. Court of Appeals for the Eighth Circuit affirmed the trial court’s judgment in a decision focusing heavily on the interpretation of the insurance policy between the bar and Atain.[4]